UK Life Insurance and Laws in the European Union

All Life Insurance policies sold by UK based Life Companies cannot be sold to residents in other EU countries. This is mainly due to the way UK life companies account for tax coupled by defensive moves by other EU countries to keep UK Life Companies out of their markets.

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What is Life Insurance?
Life Insurance (with terminal cover included) is a form of insurance that pays out a lump sum if you die or fall terminally ill during the period covered by the policy.
What is the difference between a Guaranteed and Reviewable life insurance policy?
With a “Guaranteed” policy the Life Company guarantees that it will never increase the premium.....
How is a claim made?
All claims are made against the Life Company who issued your policy. You will find details of the claims procedure within the policy documents they provide with your policy and in the key features document.
Life Insurance laws in Scotland
The Law relating to Life Insurance and Life Assurance is the same in Scotland as the rest of the UK. This has been the case since 2001.
UK Life Insurance and Laws in the European Union
All Life Insurance policies sold by UK based Life Companies cannot be sold to residents in other EU countries.