There a variety of benefits available for people with low incomes.
Times are undoubtedly tough, even for those of us lucky enough to have an income. With wages remaining static whilst inflation continues to push up the cost of living, those on low pay can easily find themselves struggling to make ends meet.
Housing benefit is only available to those who live in rented property, be that from a private landlord, a housing association or a council. If you have a mortgage, you’ll need to look to other sources for help. Shopping cheaply online can hugely cut down on outgoings.
The benefit can only be spent on rent payments, and not any other living expense. A number of factors go into determining how much you’ll get. One of the most important is you ‘eligible rent’. This means the amount deemed reasonable for housing in your area that would prove suitable for you and your family. As you can imagine, this will vary a lot depending on your circumstances.
Visiting the dentist can be a frightening experience even without taking into account the impact on your bank balance. While NHS treatment can be the least pricey option, finding a good dental surgery that will have you as a patient can be difficult.
If you are thinking about alternatives to the NHS, the price of treatment can be made easier with dental insurance. This advice will help you find the best insurance without hurting your wallet too much.
Dental insurance covers regular dental treatments, emergency trips or other severe dental problems regardless of whether you are an NHS or private patient. Frequent treatment can involve fillings or scalings, and any solutions which are not serious and performed by a dentist or a hygienist.
Emergency dental often includes treatments where you are undergoing an acute, sharp pain or swelling, such as an infected tooth or an emergency that needs immediate attention. Other severe dental problems, however, can involve treatment of abscesses or cysts.